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Apr. 25 - Board meeting at 7 p.m. at the Country Club
Chapter XXIV - History Commentary (part 1)
The History of Aquia Harbour
By Ben R. Blankenship, Jr.Benblanken@aol.com
Somebody needed to do it. For Aquia Harbour has an interesting History, both the long-ago kind and yesterday's. But wait a minute. If you think what follows is a learned dissertation complete with footnotes and literary flourishes, forget it.
Rather, I've wanted to put some of the stories I've heard during my quarter century here down on paper for others to enjoy. Besides, some of the sources have become a bit older, and you can never tell, etc.
With those thoughts in mind, I initially did five articles devoted to Aquia Harbour in 2001. What follows roughly follows my original sequence. For ease of organization, let's label the pieces as follows:
- Intro and Entrance
- History and Stuff
- Itsa Section Too
- Aquia's Outback
- Builders and Other Sinners
- Why We Like it Here
- Frank Hopkins: Pioneer
- The Smiley Face Story
- Del Martin: Pioneer
Aquia Harbour and where it lies has long fascinated many fine people. Others far more literate than I--and thank you one and all-- have dug into the archives and county records and such, and their findings have gone towards putting meat on the stories that follow.
So I was going to organize the effort most imaginatively. Aquia Harbour has three geographical sections, developed sequentially over the past several decades. Take them in order? I was going to, but then I got to talking with another old-timer here who began regaling me about, not our residential areas or our pristine waterways or lovely old trees, but our entrance way, of all things.
We Don't Own It
Unknown to most of us, for many years the road from U.S. 1 to the front gate was a legal no-man's land. I heard about this long ago when old neighbor Frank Walter (at least older than yours truly) told me about getting caught speeding by Aquia cops on that stretch of road. He went to court and argued that neither they nor Stafford deputies had jurisdiction over that road. He won. I understand a few others over the years also beat speeding tickets there with the same argument.
Don't try it now. The enforcement gap was recently closed by an amendment to county ordinances.
In any event, Aquia Harbour doesn't even legally own the road, our lifeline to the outside world, for goodness sake. But not to worry. We've never owned it. Rather we have an easement for it, grandfathered in via an agreement with grand old Anne Moncure while she was still alive. She owned the land the entrance road now bisects.
Her family's original homeplace, on a hill right about where Cardinal Travel is now, in Aquia Towne Center, was still there until it was moved after her death and while Construction of the center in the early 1990s was starting, to the grounds of historic Aquia Episcopal Church, across "our" road from the center.
Further, part of an agreement between the center's developer, Silver Cos, and Aquia Harbour included us getting control of the long strip of land on the south side of the road, between it and the center's fence. There's a nice walking path there from our front gate to the shopping center.
Our Little Shack
Long ago, when our community was still young, we had a little guard shack situated on the south side of the two-lane vehicle entrance and just west of the actual gate. Yes, it was a real gate. After all it's not for nothing that we are considered a gated community.
Our gate was anchored on either side of the road by impressive stone uprights from which swung two wrought-iron gates that met in the middle at least once, according to local legend. It seems an interloper had gained entrance past the guards in the shack, so they ran out and closed the gates so he couldn't drive out again. It worked.
Alas, the real gates came down when we rejiggered both the guard shack and the traffic flow to and from the community. The present upscale guard shack was built (complete with modern john) further west on the entrance road, and the road was split so that incoming visitors had to stop on one side of the shack and residents could pass freely on the other side.
That was, and is, a big deal from the standpoint of traffic flow. Earlier, vehicles often stacked up trying to enter on the single lane for residents and visitors alike. The faster the community grew, the longer we had to wait. For there's one thing I forgot to mention. There wasn't, and isn't, any other gate into the community for general use.
For a while there, sentiment soared for opening a second gate. Then along came Chris Hoppe, a good-buddy resident who volunteered his services for the project as a parks design official for Fairfax County. Chris designed the present setup. Others helped. He must have been pleased; the family still lives here, in the Second Section of all places. At least it's not in the Flats.
That's all you really wanted to know about our entrance gate and Chris, its improver, right? Okay.
2. HISTORY AND STUFF
Please be aware, History buffs, that my main goal here is to tell a story, not to publish research. Thus, you may very well shoot a hole in the narrative, and that's okay. If so, let me know, and I'll try to correct the goof.
Section One, of course, was the pioneer in our community. It was where originator American Realty Service, headquartered in Tennessee, began selling lots in Aquia Harbour in the late 1960s. Not only was Section One closest to the entrance road off U.S. 1, it was where the company built the sales center (now the business office) for showing customers how our recreational second-Home development would someday look.
The idea was to sell lots to individuals, not builders. That's why, thank goodness, no developer could come in and bulldoze all the trees away like they do elsewhere today.
The idea worked, but as a residential not recreational development. Talk about fast growth: By 1972, according to friend Bill Carpenter, his family was just one of 11 homeowners here. Bill says he remembers some, like Del and Retta Martin, Ken and Therese Cundiff, George Somers, Bill and Fran Hopkins, Tom and Ruby Phillips, Bill and Liz Slye and Charles and Barbara Reamer. The Reamers built the first octagonal house here.
A long time before, I mean in a far different era, there was another distinguished residence, located somewhere along today's Washington Drive that rides the ridge from the front gate to the business office. This area is said to have been the site of an elegant English mansion that oversaw historic Stony Hill farm.
John Peyton lived there before the Revolutionary War, and the Moncure family also had interests in the farm. The Yankees destroyed the place during the Civil War, like they did most everything else in Stafford County.
Stony Hill was also the name of one of our Section One neighborhoods first parceled off into sale lots, reached by the new roads that trailed off from Washington Drive. Each neighborhood was designated by prominent stone markers displaying the names. Bill Carpenter, our first citizen representative on the community's board of directors (the other two worked for American Realty), recalls that another neighborhood here was named Peyton Place.
(A play on the movie? Sure. But all you need do is stop and read a historic marker on U.S. 1 just south of Aquia, verifying the location of an old pub, Peyton's Ordinary, that served travelers hereabouts in revolutionary Virginia.)
True, the Stony Hill farm, as many of you know, is less historically famous than Woodstock farm that was originally headquartered on the same hill where the country club now sits. But that's in the Second Section, which I'll get to in a few moments. So be patient.
Much further back in the area's History, before the farms and before the slavery, the wars, and even the settlers, were the occupiers for some 5,000 years. As friend Jack Patterson has written (in Aquia Handbook), Where the soil is exposed along Aquia Creek, you will find places sprinkled with small chips of stone--a sure sign of Indian occupation. A closer inspection may turn up a perfect arrowhead.
Indeed, neighbor George Nebel, the original Harbour marketing director for the developer, later moved onto Aquia Drive (on a ridge backing on the VEPCO powerline easement) and soon unearthed in his back yard a collection of Indian arrowheads he claims are some 3,000 years old.
When the Europeans arrived in Virginia, of course, they soon tangled and mingled with our area's famous resident Indians like Pocahontas, who themselves much earlier had probably also been de-facto settlers of the land we now enjoy. For archeologists say Virginia's first evidence of human habitation was at Cactus Hill near Richmond, some 17,000 years ago. I'll bet global warming was a problem then, too.
Now fast-forward to the present; the old stuff gets boring. Have you seen all of the First Section? Well, I have. I recently took a windshield survey to plug into these pages for punching the story up a bit. It's about time, right?
But be forewarned. This is only one man's impression of what is really nice about the First Section. Foremost is that it's nearest the gate. Just kidding, except when it snows.
Here are the most interesting homes (circa 2001), in my opinion: The contemporary beside the marina, a Coleman Home, is beautifully sited and constructed. (I checked it out during Construction.) It has panoramic views of Aquia Creek.
I also watched two other exceptional homes being built. One is the solar Home at 100 Vessel Drive. It's built on loads of rocks, which act as a heat sink. Further around the curve sits Crown Manor. It looks huge. It is. It looks expensive. Very. Nothing but top-quality custom materials. The place is Aquia's awesome-ist, costing, some have said, nearly $1 million to build. The Pat Quinn family lives there now.
Section One is chock full of interesting places and beautiful gardens. Or nearly so. Still, I counted at least 16 vacant lots, some for sale and mostly overgrown.
From the standpoint of curb appeal, here are the places that looked the nicest in the summer of 2001.
The hands-down favorite is the Singers' manicured formal garden at 1101 Spain. Theirs has been just lovely, for going on two decades. Others of note include 1001 Columbus, 100 Portugal Cove, 102 Stable Cove, 1405 Washington, 1002 Isabella, 1009 Blackbeard, and 1204 Richmond.
Again, I think the prettiest lane in the First Section--both from the standpoint of interesting and varied architecture and the upkeep of front yards--is the part of Blackbeard Drive south of Washington Drive.
The two oldest homes in the Harbour, according to George Nebel, are the small ranchers, one of which is across from the business office on Washington Drive and the other on the same side of the street closer to the gate. Salesmen for the developer built them for themselves, he thinks.
Finally, when my family moved here early in 1978 (as residents #325, according to the Windjammer, which routinely kept count of new arrivals then), two things were of particular concern. One was the incessant noise of kids riding dirt bikes all over the VEPCO easement. It's a reason Bill Carpenter says the community decided to have police patrols in addition to gate guards. The other, he said, is because thefts had become too frequent, from Construction sites as well as a big TV at the Yacht Club (now Harbour Inn).
The other troubling thing about the Harbour--aside from the fact it was miles from a drug store (none in the county)-- was the vast area of flatness north of the bridge over Aquia Creek. Some say those were the site of tobacco fields during Virginia's early days.
I remember thinking hardly anybody would ever build on that treeless expanse our property owners association had come collectively to own after American Realty Service Co. went bankrupt, thanks to the energy crisis in the early 1970s. But build they did. And trees grew.
3. ITSA SECTION TOO
Question: Which section of Aquia Harbour contains 33 acres of undisturbed wilderness (And it's NOT our golf course in the wintertime)?
Answer: Section Two
Where in Section Two? No, it's not the flood-plain land at the end of Delaware Drive. Rather, it's someplace most residents probably have never heard of. And I'd guess few have ever seen it.
It's the plot of land once reserved by the developer for a school site, past the northern-most part of Harpoon Drive, just east of the VEPCO easement and west of Bosun Cove.
Section Two is also where we once burned our old smelly country club to the ground on purpose. That was to make way for another one that is newer but not better, albeit unsmelly.
Long ago someone very likely burned other structures on that hilltop also. For it's the probable center of the historic, pre-revolutionary Woodstock plantation, which one of Virginia's first Catholics, George Brent, developed. Local historian Jerrilynn Eby writes that in 1734 the owners settled first in the Flats, amid their tobacco fields beside Aquia Creek. But soon the malaria and mosquitoes drove them to the area's higher elevations.
After the Brents, but before the commuters, came the Yankees. Their Union infantrymen, according to longtime resident Jack Patterson (writing in Aquia Handbook), had a campsite that crossed the above-mentioned 33-acre plot to today's Harpoon Drive. There they licked their wounds after their defeat by the Rebs in the battle of Fredericksburg in 1862. Jack writes that relic collectors have found belt buckles, bayonets and such there, plus a Springfield rifle.
Civil War sagas, though, couldn't hold a candle to the huge fights that erupted in Aquia Harbour coincident with the bankruptcy of its original developer American Realty Service Co. in the early 1970s.
The Fittest Survive
Mrs. Fran Hopkins, an original resident who later served tirelessly as our first general manager for 20 years, describes our successful survival from that bankruptcy as the most memorable of her family's time spent here. They retired to Texas in 1995. She swears she still loves Aquia and her many friends here.
Things were looking pretty bad when American Realty had to pull out. But then there was Bill Roth. He had hardly unpacked his bags from Pennsylvania to manage Harbour affairs for the company when the memorable national energy crisis hit. Gas prices soared, cars lined up at pumps to get too-little gas. Almost overnight, nobody wanted to risk buying a house that would be such a long commute from where most folks worked.
The parent company had several developments around the country similar in concept to Aquia Harbour. Its sales everywhere evaporated. It folded.
But our guy from Pennsylvania turned out to be a gem. He signed a note with the development's creditor, Westinghouse Electric Credit Co. He took on the existing debt himself and proceeded to weather the energy downturn. Lot sales picked up again.
Much later, and well after Bill's financial interest in the Harbour had been bought out by Richmond developer Curtis Rudolph and associates Frank Eck and builder Jeff Howard, the Roth family retired to Hilton Head. That move lasted about four years. Now they are back and much happier.
An idea of Bill's importance to today's installment of this saga: He had led the development of much of the unfinished Second Section. He got all its roads paved. Previously, only Aquia Drive from the bridge to Harpoon and then Harpoon to Stateroom, and from there to the country club had been paved. The rest abounded in gravel, potholes and dirt bikes.
In fact, at one point the Harbour's road situation was so bad that the post office and school buses had threatened to deliver and pick up only at the front gate. And FHA and VA mortgages were unavailable.
On another subject, when my wife and I first came here in 1977, one of Roth's salesmen, Marsh White, helped us plan to get a Home built on Victoria Drive. A big reason was Marsh's assurance that a convenient second gate to U.S. 1 should be opened nearby within a year. Both deals fell through. That second gate is like a smaller government in Washington; it will never happen.
By the way, I've tried to determine the first house that was built in the Second Section since Aquia Harbour was born. As best I can tell, it's the large brick and stone house built in the spring of 1972 on the northeast corner of the intersection of Harpoon and Bosun Cove.
But oldtimer resident Frank Walter always thought of The Little House on the Prairie as being at least one of the first homes in the Flats. That's the small house at 2013 Aquia Drive. Built in 1975 it stood without neighbors for years.
Frank, incidentally, recalls vividly perhaps the worst flooding from a storm experienced here, in the mid-1970s (he thinks). He had been doing a repair job over in the Flats and was headed back to the first section. The water on the road near the bridge got too deep, though, so he left his car and waded. As he crossed the Aquia Creek bridge, he was knee-deep in water, and he noticed that the front yards of all the homes on Delaware Drive were under water.
More than a water hazard is the golf course, says former golf manager Bill Cook. Someone could get killed there, he warns. One almost did.
Listen up, duffers. Just beyond the left-dogleg bend on hole 5, a resident puttering around on the fairway got hit by a drive, causing just a big goose egg on his noggin, fortunately. Bill says another danger spot for nonplayers is beyond the crest of the hill on the fairway of hole 6, beyond 150 yards from the tee, where golfers can't see anyone who might be there to forewarn.
Section Two has many saving graces--graceful gardens around nice homes. Most noticeable and perhaps the finest gardens are those of Maria and Del Morrison at 2012 Aquia Drive near the bridge. Roses are supposed to be tough to grow in our area. Maria makes it look simple.
Other places particularly pretty, in this reporter's old eyes, include 2003 Dewey, 2121 Harpoon, 2114 Aquia, 2035 Midshipman, 2147 Harpoon and 2001 Wave. Those last three are most interesting architecturally, too. Oh yes, and that classy contemporary at 2019 Stateroom, near the golf course's second green, is a real eye-catcher.
The prettiest, well-kept neighborhood lane? My candidate is Bosun Cove.
Section Two is nearly built out, but it still has some 45 buildable lots, according to my windshield survey. That far exceeds the barely 16 left in the historic First Section. I hear they are still clearing woods and burning stumps out yonder in the Third Section.
Previously I had listed the pioneers here that Bill Carpenter could remember: Del and Retta Martin, Ken and Therese Cundiff, George Somers, Bill and Fran Hopkins, Tom and Ruby Phillips, Bill and Liz Slye and Charles and Barbara Reamer.
Fran Hopkins remembered three more in a recent conversation: Jim and Nancy Rowland, Bob and Norma Yauger, and Jack and Isabel Snyder. That brings the total to coincide with all the 10 resident families Bill said gathered with him and Mary over dinner here once in 1972.
4. AQUIA'S OUTBACK
Well, you've heard me extol the virtues of Sections One and Two. Now it's time to round up the strays, so to speak, and cover our very own jumping-off place, aka Section Three.
As a matter of fact, out yonder if you haven't become car-sick from trying to navigate the high squigglies of Titanic Drive or darn near slipped by chance into the lapping waters of Aquia Creek where Aquia Drive finally dead-ends in flood plain, well your pioneer spirit concerning the Harbour has yet to be slaked.
And speaking of pioneer spirit, there's no question about which family holds the distinction of being the first settlers of Section Three. In 1975, Don and Ila McCoy staked a claim out on unpaved Aquia Drive, a good mile beyond the nearest neighbor in Section Two. These hardy settlers had to settle on getting just well water at first, at their lonely abode at 2268 Aquia.
When it rained, unpaved Aquia Drive to their house caused cars to get stuck. As a matter of fact, as Ila relates it, she had complained to a board of directors meeting about the road, and specifically to board member Ralph Chip and Seal Metts. Ralph put her down, she says. (He was good at that, as was she, some recall.)
Soon thereafter, near Christmas, the McCoys invited board members and other bigshots to a dinner party at 2268. It was raining. You can guess the rest of the story. Ralph's car got stuck on the way to their place.
The McCoys, who also originated the famed May Eve Madness annual talent shows for Aquia Harbour, which lasted from the 1970s well into the 1980s, actually built their Home on the last lot in Section Two, barely, but their property extends into Section Three.
By some accounts the area is much prettier now, and even paved. But back then, just past Voyage on Aquia, on the park side, Monument Construction and other builders used vacant land there as a stump dump for a while. Still, even in the late 1970s, most of Section Three remain unpaved and unoccupied. My teen daughter and her adventurous friends used to have beer busts around a campfire beside some remote lane out yonder.
Civilization soon caught up. Now Section Three is mostly built out. Apparently about the only large area largely untouched there is across the street on the creek side from Section Three's new park.
New Park, Old Digs
Friendship Park, by the way, has a nice new pavilion, thanks mostly to a $2,000 gift by the Aquia Harbour Lions. The trouble is, the park has no room for parked cars.
Solution: Build a parking lot across the street on the AHPOA untouched plot of land that's apparently been used only for dumping refuse.
But surely Section Three must signify something more historic than dumping grounds. So I searched high and low for something to be proud of there, like historic Stony Hill Farm on the high ground in Section One and the historic Woodstock Plantation where the country club stands, in Section Two.
Then to the rescue came new board member John Reinboldt. He was showing me an aerial photo of Government Island and its surroundings. He pointed out that its famous Aquia quarry (from which building stones went into the building of historic Washington structures like the White House and the Capitol) wasn't confined just to the island.
Rather, he explained, its prized freestone was also dug in at least one quarry right across the creek from Government Island. And guess where?
Section Three. Specifically, go south on Aquia Drive past Cutter Cove. On your right (and downhill towards the creek from the proximity of AHPOA's untouched plot of land) there's the evidence, John says. Thus, although Government Island itself now belongs to the county, and federally recognized, we still own part of the famous old quarry. In fact, all along that creekfront of ours, there is additional evidence of quarrying. Friend George Beck says there are still some sizable, quarried stones in his back yard. The Becks live on the creekside of Aquia Drive about where it ends.
Moreover, on the truly high ground at the end of Titanic, with bluffs overlooking a long expanse of Aquia Creek, other historic ground is also close at hand. For just beyond the Harbour in the new development called Aquia Overlook, there is still evidence of Union emplacements used for observing from the high ground any Confederate boat and ship traffic coming from the Potomac into Aquia Creek.
Through the Windshield
Today, maybe the eyes deceive, but it appears fewer vacant lots remain in Section Three than elsewhere in the Harbour. There is land all right, but surely unbuildable. Granted, you do see some formidable homes where no one would have thunk it possible.
My own particular windshield survey of Section Three turned up the following particularly attractive addresses, not in any rank order: 301 Cutter Cove, 3103 Titanic, 3502 Aquia, 3255 Titanic, 3400 Aquia, and 320 Ironside Cove.
My totally nonprofessional nominations for the most architecturally appealing places in Section Three: 2999 Lusitania, 3707 Aquia, 3410 Aquia, 3255 Titanic, and 3420 Titanic.
The nicest neighborhood lane? I thought you'd never ask. I think it's Aquia Drive in the 3700 and 3800 blocks. A close runner-up: Constitution Drive.
Agree? Go see for yourself. Critique my list. Defend Ralph Metts. Remember those May Eve Madness hijinks. Share.
5. BUILDERS AND OTHER SINNERS
You do remember old Dizzy Dean, don't you?
That great pitcher for the St. Louis Cardinals later became famous as their radio voice. That's when Dizzy got America's teachers of English up in arms over his Home-spun narratives. One in particular stood out, when he told how a runner slud into third base.
In essence, that describes how at least two Harbour homes under Construction in our past also slud -- down the hill, in Section Two.
In the late 1970s, Charlie Meador was building some homes here, including his own, at 2161 Aquia Drive. According to former Harbour developer Bill Roth, Charlie had parked his car in the driveway, which slanted down to the house. The car apparently lost its brakes and rolled right into the structure, nudging it slowly off its foundation. It was a good thing that, barely a week earlier, Bill had persuaded Charlie to take out builders insurance to cover his Construction efforts.
The other instance was much later, much more noticeable. Charter Homes had cleared a building lot up the hill from where Foresail Cove now intersects Aquia Drive. A house on the lot was nearing completion, during a time of much rainfall. Unfortunately, the bare-ground steep hill above the house gave way. Like Charlie's car, the soaked soil slud down the hill and deposited the house almost onto heavily traveled Aquia Drive itself.
Other examples abound of Home building gone awry here. For there were many various builders demonstrating wide-ranging competence through the years.
Diverse Builders, Homes
But now that the Harbour is just about built out, one thing remains remarkable and very attractive about our community and our homes.
Unlike most other large modern developments, our homes don't look like they all came from the same cookie cutter.
The obvious reason is that many different builders employed a variety of cookie cutters, ranging from intended weekend fishing cabins to estate homes.
There is a less obvious and more important reason. By design, virtually all the lots were initially sold to individuals, not builders. Thus, until very late in the game, there was no substantial cluster of a single builder's homes.
Mike Cuts His Teeth
Moreover, one of the Harbour's biggest and persistent builders tried many different house styles over the years he was here. I'm talking about a former Marine Corps rooster named Mike Iacovacci. He learned and honed his Construction skills here. In his successful latter days of building in Virginia, Mike modestly parked in his Home's driveway near the marina not one Rolls Royce, but two.
For several early years of the development's life, Mike was its only builder. And that was good. At least it kept folks looking and buying lots, admits Bill Roth, the developer then.
Mike's Monument Construction, with its unique brick kitchen concept, built many different homes here for a decade or more, putting it in apparent first place as the Harbour's volume leader. Second place may belong to RH-Howco Homes, and then perhaps Charter.
Now let me test your memory about Mike Iacovacci's homes. (Incidentally, most folks pronounced Mike's name Yah-kuh-VAH-chee, at least those in the majority who were happy with his homes.)
The answer to this memory teaser was a surprise to me.
The question: Which was the first house Mike built in Aquia Harbour? The answer is right across the street from the business office, at 1220 Washington. Built in early 1973, It's the Home of the late Jack Drew, a former board member and president of AHPOA, and his widow Kathryn.
Who says that was Mike's first house here? Del does. Del Martin, that is, and he should know. He was the Harbour's first chairman of the architectural control committee, way back when resident J.D. Moore was the first boss here for American Realty Service. Moreover, Del claims, along with wife Retta, to have been the first family to establish permanent residence here, in 1970 at 1009 Richmond. He still hangs out at Gargoyles.
Where was I? Oh yes, the Drew residence on the business-office traffic circle. Its design little resembles Mike's subsequent efforts, which included wide variations, such as Spanish styles (check out the nice one at the corner of Aquia Drive and Dewey in the Flats) and the all-brickfront models, like the strategically located finished model (called the Hillin, if memory serves) he sold from for many years, at 1103 Washington Drive near the gate.
Many Model Homes
Speaking of model homes, there have been a bunch over the years, especially on or near Washington Drive and down Richmond towards the creek.
Most of their builders did well, with reputable backing. But there was a glaring exception, a guy who bugged out on several Home purchasers. Peachtree Homes had opened model homes at 2067, 2069, and 2071 Aquia in the late 1970s. But soon thereafter, the builder skipped, leaving some buyers--like Paul and Judie Brown--with only partially completed homes. I don't know if he ever resurfaced or not. The Browns later moved to the lovely Home on Washington Drive that is so bedecked with Christmas lights every winter.
I'll try to list some other model homes, as many as I can remember. Resident Curt Johnson has helped; in his long post-military stay here, he has sold from several Harbour models.
Here are the model homes on my list:
- Monument Construction: Several early model homes,
including 1103 and 1207 Washington
- RH Homes: 1001 John Paul Jones
- Howco: 1111, 1204, and 1211 Richmond
- Charter Homes: 2039 and 2041 Aquia
- Travilian: 1212 Richmond
- Crown: 1025 Atlantic
- Glenwood: 1103 Richmond
- J&J: 1208 Washington.
- Ryland: 1224 and 1226 Washington;
1117 and 1119 Richmond
- Fairfield: 1303 Washington
The only builder that clustered a substantial number of its non-model homes together was Charter, in Section Two on flattish Foresail Cove. Charter opened that last Harbour area for development after bringing in loads of fill dirt to make its dozen or so lots buildable.